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Call Us For Today's Low Rates

We are proud of:

Able to Close in 30 days or less


"HomeReady" is for borrowers looking to purchase with a low down payment or refinance with limited equity

  • Purchases up to 97% including FTHB
  • Refinances serviced by FNMA eligible up to 97% LTV
  • Reduced Mortgage Insurance
  • High Balance available
  • Relaxed AMI income limits based on census tracts
  • Gift funds eligible for entire down payment

"Home Possible" is a great alternative to FHA financing for borrowers looking to purchase with a low down payment or refinance with limited equity. 

  • Up to 95% LTV
  • First time homebuyers, move-up borrowers, and retirees
  • No income limits for Underserved Areas
  • No reserve requirements for 1-unit properties
  • Gift funds eligible for entire down payment


Typically the first decision you have to make when applying for a mortgage is about the type of mortgage you want. Unlike traditional banks with their single line of loan programs, we (as mortgage brokers) provide you with access to over 40 lending institutions. What does that really mean? It means we can hand pick the best residential or commercial loan on the market, tailored to your specific financial needs, including:

At Rapid Response Mortgage Services, we understand that as a SELF-EMPLOYED BORROWER your taxable income may not be a direct reflection of ability to repay a loan. That is why we work with you, and our lenders, to secure the loan that best meets your purchasing desires and your financial requirements. We take the worry and hassle out of finding a mortgage, leaving you time to focus on your business. 

Our "DIVORCE BUYOUTS"  utilizes our unique programs for couples who have solid credit and equity, but may not have sufficient job and income history to qualify for traditional loans. The Pick-A-Payment loan is often a good option because it allows you to stay in your home while making minimal payments on the mortgage.

If you have "LESS-THAN-PERFECT CREDIT", let us work with you and our credit repair company to get your credit scores repaired so that you can take advantage of the government sponsored products in your area.​​